Retirement Roadmap Pack

Separate spendable cash from ACA MAGI while coordinating withdrawals, Roth conversions, Marketplace coverage, and the Medicare lookback.

Compare your projected savings range with a plain retirement portfolio target.

Compare retiring at different ages and see how timing changes the plan.

See where your income lands against the 2026 ACA subsidy cliff before age 65.

Before 65, the tax bill is often the smaller cost. See whether a conversion pushes you over the ACA subsidy cliff or into a Medicare surcharge.

One of these returns is guaranteed and the other is a forecast. See which of your dollars should go where — and what beats both.

Compare claiming at 62, full retirement age, and 70 with clear caveats.

Two retirees, identical returns, identical average — one just meets the bad decade first. Watch what that alone does.

Healthcare does not inflate like groceries. See what that does to your budget over a long retirement — and how much of your spending cushion it eats.

See how much extra you can save at 50+, whether you qualify for the 60-63 super catch-up, and whether the law now forces your catch-up to be Roth.

Your required minimum distributions start at 73 or 75 depending on your birth year — most calculators assume 73. See what yours will be, and how it grows.

Free net worth + retirement planner.

DIY stress-test planner.

Watch a 30-year drawdown play out, and save the scenario.